Buy vs. Lease near West Springfield

When you've decided to make a brand new or used BMW your next vehicle, the decision to buy or lease is an important one to make. Both have their advantages, and each option exists to fit the diverse needs and desires of different drivers. Hence, we leave it up to our customers to decide which path is better for them and act accordingly. Our finance department get you anything from an affordable 36-month lease to individually tailored auto loans near Amherst that fits comfortably into your budget.

Buying a New Vehicle

If you're the type with a long-term vision for what you want from your next vehicle, then financing is the way to go. This is the more traditional way that drivers around Chicopee and Springfield MA go about getting a new vehicle and for a good reason. Simply put, financing a vehicle means that you own it and you can do whatever you want with it. Before you drive off the lot of the dealership, you'll have to make a down payment and cover the cost of car insurance as well as any additional taxes. These taxes are typically at a higher rate than for lessees as are your monthly payments.

Benefits of Financing

However, these higher payments come with a plethora of exclusive benefits. The most important of which is the fact that once you pay off your loan, your budget gets a huge boost from having one less thing to pay off. Plus, the monthly payments allow you to build equity in the car, and you'll have complete freedom to keep the car or trade it in for an upgrade if you so choose. There are few assets more valuable in life than a paid-off car in good condition.

Also, by financing a vehicle, you have a chance to have lower insurance rates as well as no limits on the number of miles you can drive. And if you're the type that likes to customize your ride for a little self-expression, you have no restrictions on vehicle modifications.

Leasing a New Vehicle

Say you aren't sure about the idea of spending the next ten years of your life behind the wheel of the same vehicle. That's perfectly fine too; that's why we offer the best car lease deals around Long Meadow. Leasing is a lot like renting, in that you pay for the use of the car. You're not paying off the entirety of the MSRP, merely the years that which it will be in your care.

Benefits of Leasing

The primary benefit of leasing revolves around lower overall costs. First-time lessees will immediately notice decreased monthly payments, allowing them more immediate freedom within their budget. Car leasing also requires lower down payments upfront, since the assumption is that the vehicle will be returned to the dealership down the line.

Vehicle leasing is also made to be incredibly convenient for you. Maintenance costs are quite low since you are driving a new vehicle. And even if you do find yourself in need of auto service, you're still covered by the manufacturer's warranty that comes with the vehicle for those who finance. Plus, if you own a business and plan to lease a vehicle, you'll get better tax deductions with a leased vehicle than a financed one.

Of course, we'd be remiss if we didn't mention the fact that leasing vehicles back to back means that you'll always have access to the latest and greatest that BMW has to offer. And since BMW is one of the few luxury manufacturers in the world that constantly innovates on their designs, you'll always feel like you're getting a true upgrade with every lease.

So, what are you waiting for? Apply for financing online and then stop by BMW of West Springfield to get that much deserved upgrade.

Make an Inquiry

The form is submitted using an HTTPS form action. All sensitive data is encrypted before transmission and is never sent as clear-text.

Contact Information


Address Information

Back Continue

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

(enter your initials)

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

BMW of West Springfield
A BMW M Certified Dealer Certified Center

1712 Riverdale St.
Directions West Springfield, MA 01089

  • Sales: 413-233-5070
  • Service: 413-301-9048
  • Parts: (413) 301-9057


  • Monday 9:00am - 7:00pm
  • Tuesday 9:00am - 7:00pm
  • Wednesday 9:00am - 7:00pm
  • Thursday 9:00am - 7:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 8:30am - 6:00pm
  • Sunday Closed